Returns the status of a charge created with POST /wallet/deposit/payment or POST /wallet/card/charge. PIX transactions are looked up first, then card transactions. The response shape depends on paymentMethod.

For card charges that are still pending more than 3 minutes after creation, the status is refreshed from the processor before responding (at most once per minute per charge), so this endpoint is a safe fallback when a callback was missed.

Credentials go in the token and secret headers only.